Free Spirit is arranged by travel insurance specialist, P J Hayman & Company Limited who are authorised and regulated by the Financial Conduct Authority. Financial Services (FS) Register Number: 497103. Registered Office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Registered in England - No. 2534965. Free Spirit is underwritten by URV, Branch Office of Union Reiseversicherung AG for the United Kingdom and the Republic of Ireland except Gadget cover which is underwritten by Inter Partner Assistance SA UK Branch (IPA) which is fully owned by the AXA Partners Group and End Supplier Failure insurance which is underwritten by Liberty Mutual Insurance Europe SE and provided by International Passenger Protection Limited.